Terms of Service

Last Updated: August 25, 2022

Welcome to Oxchanger.com, a platform provided by Oxchanger, Inc. and/or its affiliates ("we," "our," or "us"). By using our software services through the website oxchanger.com and related mobile applications and products (collectively the "Services"), you agree to adhere to these Terms of Service (the "Terms"). Please read these Terms carefully, along with any additional policies or notices on our website or mobile applications, before using our Services.

AGREEMENT TO TERMS

By accessing or utilizing any of the Services, you expressly acknowledge the following:
(i) You have read and comprehended these Terms.
(ii) You agree to be bound by these Terms.
(iii) You possess the legal capacity to enter into these Terms. If you do not consent to these Terms or any subsequent updates or modifications, refrain from accessing or using our Services. We do not offer investment advice; our role is exclusively as the provider of Oxchanger, and we do not provide recommendations or advice regarding digital asset transactions or operations. Any decisions involving digital assets should be made independently.

PRIVACY POLICY

Please review our Privacy Policy at https://oxchanger.com/privacy for details on how we collect, use, and disclose user information. By using our Services, you acknowledge that your use is subject to our Privacy Policy, and you agree that we can collect, use, and disclose your information, including personal data, as outlined in our Privacy Policy.

UPDATES TO TERMS OR SERVICES

We retain the right to update or modify these Terms at our discretion. In case of updates, we will notify you by posting the revised Terms on our website, mobile application, or through other reasonable communication methods. Revised Terms will take effect immediately, unless specified otherwise. Regularly check our website to stay informed of changes. If you continue to use Oxchanger after any modifications to the Terms, you are deemed to have accepted the revised version. If you disagree with the Terms or any updates, stop accessing or using our Services. We may change or discontinue parts of the Services at any time without notice.

ELIGIBILITY

To use Oxchanger, you must:

(i) Be at least eighteen (18) years old and legally capable of agreeing to these Terms.

(ii) Not be a resident of sanctioned jurisdictions as per trade embargoes, UNSCR, or HM Treasury's sanctions.

(iii) Not be under any economic sanctions like those listed by the United Nations Security Council or other relevant authorities.

(iv) If using our Services for a legal entity, ensure the entity is legally established and authorized to act, and you are authorized to represent it. Only use our Services where permitted by your jurisdiction's laws. Do not use Oxchanger where prohibited, illegal, or in violation of applicable laws. You're responsible for ensuring compliance with all relevant laws. By using Oxchanger, you affirm that you meet our eligibility criteria. We reserve the right to modify eligibility criteria.

SERVICES

Oxchanger is a non-custodial wallet software for digital assets, including cryptocurrencies, virtual commodities, and NFTs ("Digital Assets"). You control your Digital Assets and private keys, enabling you to authorize transactions from your wallet. You acknowledge that using Oxchanger means being solely accountable for your activity and any associated risk of loss.

Oxchanger allows you to:

Generate wallet addresses and private keys for sending and receiving digital assets.
Access third-party decentralized applications ("DApps") and decentralized exchanges ("DEX") through the mobile app's web browser.
Trade digital assets via third-party DApps.
Participate in third-party "proof of stake" networks through staking services ("Staking Service").
View digital asset price information.
Broadcast Digital Asset Transaction data to various blockchains supported by Oxchanger.

Wallet Address, Private Key, and Backup Capabilities

You can store an encrypted backup of certain wallet information on eligible devices. Your private key and wallet address together enable transactions. Safeguard your private key, wallet address, and Secret Phrase to maintain control. Backup these credentials securely, as failure to do so could lead to inaccessible Digital Assets. We don't store your wallet password, encrypted private key, unencrypted private key, or Secret Phrase. It's vital to ensure a safe backup to avoid loss. You agree that we hold no responsibility if you lose access to your wallet due to insufficient security measures.

Use of DApps and DEX

When accessing DApps or DEX, like the Trade/Swap Digital Assets feature, consider:

We're not liable for your DApp or DEX usage and associated transactions.
DEX trading limits depend on third-party Smart Contracts.
Blockchain operations are irreversible; you're solely responsible for transactions.
Using DApps or DEX might incur handling or service fees by Smart Contracts; our fee details might not be accurate, and we're not liable for losses from relying on such information.
Use of Staking Service

With the Staking Service, a third party may stake Digital Assets on your behalf. We're not responsible for:

Your Staking Service usage.
Continuous staking.
The availability of specific staked Digital Assets.
Buy Digital Assets with Credit or Debit Cards

If you buy Digital Assets with your card, a third party converts your amount and credits your wallet. Understand:

We're not accountable for the third-party service.
You're subject to their terms.
We can't alter or cancel your conversion requests.
Exchange rates and fees are beyond our control.
Digital Asset Transactions

All Digital Asset transactions must be confirmed on the associated blockchain. Blockchain networks are decentralized and outside our control. Transactions might not be completed, or delays might occur. We don't handle, send, or receive Digital Assets. Transfers occur on the relevant blockchain, and we don't guarantee title transfer.

Accuracy of Information Provided by User

Ensure accuracy when submitting transaction details; we aren't responsible for errors. Review your details before initiating a transaction.

WALLET REGISTRATION AND SECURITY

To use Oxchanger, import or create a wallet:

Safeguard your private key.
Notify us of unauthorized use.
Take precautions to secure your wallet.
Notify us of security breaches.
Push Notifications

Receive push notifications when blockchain networks are congested or transactions are completed. Opt-in through "Settings."

Payment and Fees

Visit oxchanger.com or the mobile app for applicable fees.

Transaction Fees

Virtual currency transactions might have transaction fees required by the blockchain. Ensure sufficient balance and "gas" before transactions. We're not liable for failed transactions due to incorrect fees or insufficient funds.

Taxes

Determine applicable taxes for your transactions and report them to the tax authority. We're not responsible for tax matters.

THIRD PARTY SERVICES AND CONTENT

References to third-party products or services aren't endorsements. We can modify Third Party Services. You may receive push notifications from Third Party Content providers. We're not responsible for Third Party Content. If you grant a third party access to your account, you're responsible for their actions.

INTELLECTUAL PROPERTY

License

You're granted a non-exclusive, non-transferable license to use Oxchanger for personal or internal business use. You won't modify, distribute, sublicense, or create derivative works. You won't reverse engineer or circumvent mechanisms. We retain all rights.

Feedback

Feedback is freely usable by us without obligation. We retain the right to use feedback.

Open Source

Oxchanger was developed under a GPL open source license. Visit https://github.com/Oxchanger for software details.

Content

Oxchanger may contain copyrighted material and trademarks. Your use of

Oxchanger doesn't grant rights to the Content.

License to NFT Content

You may store NFTs on Oxchanger. You grant us a license to access, use, and modify NFT Content as needed to operate Oxchanger. We don't monitor NFTs for infringement. You're responsible for your NFTs and related content.

INDEMNIFICATION

You agree to indemnify, defend, and hold us harmless from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees and costs) arising from your use of Oxchanger, violation of these Terms, or infringement of any rights of a third party.

DISCLAIMERS

Oxchanger is provided "as is" without any warranties, express or implied. We do not warrant that the Services will be uninterrupted, secure, error-free, or free from viruses or other harmful components. You use Oxchanger at your own risk.

LIMITATION OF LIABILITY

To the extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Services.

GOVERNING LAW AND DISPUTE RESOLUTION

These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

MISCELLANEOUS

These Terms constitute the entire agreement between you and us regarding the use of Oxchanger. If any provision of these Terms is deemed invalid or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may freely assign or transfer these Terms. Any notices or communications provided by us under these Terms will be in writing and given by posting to the Oxchanger website or mobile application.

Questions or Comments

For inquiries, contact us at support@oxchanger.com.

About Project

Oxchanger revolutionizes the way digital assets are spent in the real world. With its virtual and physical debit cards, users have the flexibility to use their cryptocurrencies to purchase goods and services anywhere that accepts Visa or Mastercard payments. Along with its secure non-custodial wallet, Oxchanger makes managing digital assets effortless and manageable. Not only that, but it also offers hassle-free travel bookings, making it a one-stop-shop for all your digital asset and travel needs.

USA Company

Suite 201, 651 N Broad St,
Middletown, Delaware, 19709,
Ox-cards limited